Archive for the 'Legal Issues' Category

How to Document Your Client’s Personal Injury Insurance Clai

Posted in Legal Issues on April 14th, 2008

Have the best judge of Total Disability or Partial Disability is OLE Doc Comfort your clients attending doctors. The Medical doctor report he performs for the insurance company you are fighting with. You should always contain the doctor’s comments regarding the nature of the disability.

However, when settlement times arrive, someone will form a healthy promotion of his evaluation based on the documented proof of the length of time of disability either total or partial. Both of which will point out how much they restricted their inability to work as well as their usual social activities.

Always be aware because you may be able to collect from their motor vehicle insurance carrier. You must consider all the possible options for medical reimbursements. In addition, you may also be able to collect from your client’s health care insurance plan.

Take note to ask your client to read their motor vehicle accident policy carefully. For it may provide them with coverage up to certain extent for the entire medical bills because of the accident regardless of who’s fault was it! Isn’t great?

The Medicare Pay is a separate part of the policy, which they pay extra for. They are shelling out money for this extra coverage they should consider taking advantage of what it can offer.

Your client who is covered under the Medicare Pay or any relative who lives with their permission plus anyone else who is driving with their permission who happen to be riding along the car with them. It may state in the policy that their insurance company has the amount of the bill made to them should they get from their insurance company. Even if, they do not, they will still be paid for their bills at any cost as long as their motor vehicle insurance policy will without having to pay their insurance company back.

Take note that your client has already paid for these types of coverage and they are entitled to be paid under their options for reimbursements, even if it really means that they are paid by multiple sources for just one the same bill. Whew!

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Disability Benefits and Power of Attorney

Posted in Legal Issues on April 12th, 2008

If you are receiving disability benefits and would like to designate someone as your Power of Attorney you will have problems with Social Security Administration regarding your Power of Attorney. Here is what you need to know to designate a representative with the Social Security Administration.

Social Security does not recognize Power of Attorney for any reason. If you would like someone to handle your affairs for you or have access to information on your record you will need to designate them as your “Representative Payee” for Social Security. This person, which can be a spouse, family member, or friend, must visit the local Social Security office in person and fill out the application to become your payee.

There are rules regarding who can be designated as your payee and for what reasons. If you have a friend or relative that is your Power of Attorney, Social Security can use that as a basis for designating that person as your representative payee. There must generally be some reason for you to have a payee such as the inability to handle financial matters yourself due to age or illness. The person applying to be your payee should live in the same geographic area as you and not have been convicted of a felony.

Once Social Security designates someone to be your Representative Payee, your payments will be made directly to that person and they will be responsible for keeping your records current with Social Security. It is important to understand you are giving up many of your rights when you have a payee. This should only be done when absolutely necessary. To learn more about disability benefits and Social Security, visit the website “Social Security Laid Bare” using the links below.

Jack Burton specializes in helping people understand Social Security programs for Retirement, Medicare, Supplemental Security Income (SSI), and Disability Benefits. The website Social Security Laid Bare presents information on all of Social Security’s programs in an easy to read format, without technical jargon. For more information visit Social Security Laid Bare: http://www.socialsecuritylaidbare.com

Jack Burton - EzineArticles Expert Author